H4H EXPERIENCE
Fintech Hub  ·  Tour money layer
MIDNASTY & FRIENDS
2027-2028 RUN
UPDATED 3 NOV 2026

The H4H Fintech Hub: one wallet, one bracelet, 48 nights.

A cashless layer that runs across every stop of the run: a ticket-linked bracelet that carries the ticket, the wallet and the fan record, one settlement rail per market, and a partner slot for the wallet, the telco, the acquirer and the remittance house. Built for the Philippine leg and adapted honestly for the ten overseas dates.

48Tour dates
175,700Seats in the run
122,990Fans at 70% sell-through
30 · 5 · 5 · 8PH · AU · CA · U.S. legs
10Overseas dates, 22,200 seats

What the fan gets

Step 1
TicketTicket bought online, QR or e-wallet, and bound to a wristband at the gate.
Step 2
Band issuedRFID wristband printed with sponsor marks, activated in five seconds by tap.
Step 3
LoadTop up by GCash, Maya or cash at a staffed station. Sponsors can fund a starter balance.
Step 4
TapBars, merch, food, meet-and-greet. No cash, no phone out, no queue at the till.

Leftover balance is refunded to the wallet or donated on the way out, chosen at the gate. The band also carries the artist drops, the guest list check and the entry log, so one device does the work of three.

The layer, not the app

The hub is deliberately thin. H4H does not become a wallet or a bank. We own the bracelet, the venue network and the fan data consent, then let a licensed partner move the money. That keeps the compliance burden with the partner that already holds the licence, and it lets a different partner own each market without breaking the fan experience.

Why this is worth a partner's money

Twelve hours of dwell time per fan, a closed venue where cash is slow, and a Filipino audience that already lives in e-wallets. The tour is the cheapest customer-acquisition channel a payments brand can buy, and the bracelet gives them the physical surface for it on 122,990 wrists.

Partner slots

SlotTerritoryStatus
Wallet and load railPhilippines, 30 datesIn discussion · GCash
Mobile and dataPhilippinesGlobe · Smart
Second wallet, card acquiringPhilippinesOpen
Bracelet manufacture and fulfilmentAll 48 datesOpen
Remittance and send-home deskAU, CA, U.S. datesOpen
Ticket instalmentsAll datesOpen
Loyalty and rewardsAll datesOpen

Nothing in the slots table is signed. GCash, Globe and Smart are conversations in progress and are recorded that way in Terrain.

The honest split by market

Philippines, 30 dates. The whole stack works. GCash and Maya both have deep penetration, QR is normal, and a tap-to-pay bracelet reads as an upgrade rather than a novelty.

Australia and Canada, 10 dates. Local wallets do not interoperate with GCash, so the venue runs on card and contactless acquiring with a QR fallback. The Filipino angle moves to the second rail: a send-home desk where a fan remits to family at the show, which is the behaviour that actually travels.

United States, 8 dates. Same as Canada, with one addition worth testing: a prepaid band the fan can top up by card, then gift a balance to family in the Philippines. It is a remittance product in festival clothing.

Illustrative revenue

PHP 5.28mTotal at 70% sell-through
PHP 110kPer stop
PHP 41.9mTap spend processed
USD 91kApproximate, at PHP 58
LineBasisPHP
Tap-spend share67,644 tappers × 620 × 1.2%503,000
Sponsored band inventory122,990 × 25 net3,075,000
Load-promo co-fundingflat, PH leg1,500,000
Send-home desk share3,330 sends × 60200,000
Total5,278,000

These are modelling assumptions, not quotes: 55% cashless attach, PHP 620 average venue spend, 1.2% share of the merchant rate, PHP 25 net margin per sponsored band, 15% of overseas fans using the desk. Replace them with partner terms before anything goes out.

What H4H brings and what we ask

We bring

  • The venue network across 48 dates, four countries and three currencies.
  • The bracelet surface, the gate process and the volunteer staff to run it.
  • The fan data consent, owned by H4H, shared only as the consent allows.
  • Radio-PH and the artist channels to drive load and signup at no media cost.
  • One contract, one settlement report per stop, no per-city negotiation.

We ask

  • Reduced merchant rate on tour spend, with H4H sharing the margin.
  • Sponsored band inventory: brand on 122,990 wrists, funded per band.
  • A load promo the partner funds, with the balance kicker going to the fan.
  • Rails in the Philippines, and an acquiring partner for the ten overseas dates.
  • A named account owner for the run, not a per-stop queue.

Seat and date figures are taken from Terrain, the tour system of record, on 3 Nov 2026. Volunteer cashiers, float management and reconciliation sit with tour ops; licensed money movement sits with the partner. Everything above is a proposal for discussion, not an offer of terms.

H4H Fintech Hub, 2027-2028 run

Midnasty & Friends across the Philippines, Australia, Canada and the United States. One bracelet, one wallet, one settlement rail per market.

KK · Chief of Staff, H4H Experience
KK direct: +1 (415) 583-6919
stan@h4hexperience.com